Stephen M. Gagliardi, age 68, of Scio, Ohio, formerly of Wellsburg, WV died Friday, July 08, 2016 at his residence of natural causes. He was born in Niagara Falls, NY on November 4, 1947 the son of the late Lawrence and Ruth Kosinski Gagliardi. In addition to his parents, he was preceded in death by his sister Patricia Chmelovski and father-in-law Thomas “Red” Coulter. Steve, as he was known by his family and friends, graduated from CCHS in 1965 and went on to further his education at Jefferson Technical College and graduated from the US League Institute of Education in 1974 and the Ohio League of Savings Academy in 1976. Former member of the musicians union, he enjoyed playing in several bands starting with the “Illusions”, “6th Illusion”, “Odyssey”, “Flashback”, “The Basics” and others. He was a devoted member of Christ Episcopal Church, Wellsburg, WV. In the early 70’s, he began his career in finance with First Steubenville Savings & Loan. In 1978, he accepted the position of Exec. VP of Advance Federal Savings & Loan and later becoming Pres., CEO & Chairman of the Board in 1985; he continued in the industry as Director of Parkvale Bank of Monroeville, PA from 2006 to 2012. He was involved in the WV Savings & Loan League serving as Pres. & Director. Steve was founding Director (appointed by Governor Gaston Caperton) of the WV Appraisal & Licensing Board and was a licensed WV real estate appraiser. He also was an Ohio real estate salesman. He was a former Director & Chairman of the Board of The Salvation Army of Wellsburg; former member of Wellsburg Rotary; past member of the Wellsburg Kiwanis, Steubenville Elks & Wellsburg Moose; former member and Director of Steubenville Country Club & member of Williams Country Club in Weirton, WV. Steve was a fine wine connoisseur and instrumental in starting the group Friends of the Grape at Tappan Lake and an avid Cleveland Indians fan. He is survived by the love of his life Teresa Coulter Gagliardi with 38 years of marriage on April 29, 1978; mother-in-law Anna R. Coulter of Wintersville; brothers-in-law Kurt (Karen) and Lance (Erin) Coulter both of Steubenville; sister-in-law Chris Ann (Bill) Garbandt of Nashport, OH and many nephews and nieces and faithful furry companions Dylan, Eddie, Lucy and Levon. Friends may call at the Dunlope-Shorac Funeral Home, 215 Fernwood Road, Wintersville on Monday from 3 – 7 p.m. and Tuesday from 9:30 to 10 a.m. Funeral service will be held Tuesday at 11 a.m. at Christ Episcopal Church, 1014 Main Street, Wellsburg, WV with Father Phil Van Dam officiating. Burial will follow at Union Cemetery. Memorial contributions may be directed to Charity Hospice; Harrison County Humane Society; Trinity Hospital-Twin City, Dennison, OH; or Teramana Cancer Center.
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Condolences
09/03/2024
Teresa
Cathy,Thank you for your thoughts.FondlyTeresa
09/03/2024
John Deemer
Teresa,I'm so sorry for your loss. You're in my thoughts and prayers.
09/03/2024
Todd, Beth, Nick & Brandon Galigher
Great times and fond memories are what we have to remember our dearly departed. Our thoughts, prayers and deepest sympathy are with the family during this very difficult time.
09/03/2024
Jan Elliott
Sympathies to the family and friends... Never an easy time. We have you in our prayers. Rich and Jan Elliott
09/03/2024
Dr. And Mrs. David G. edwards
Dear Teresa, We were so sorry to hear of Stephen's death; wanted you to know that you are in our thoughts and prayers as you navigate through this most difficult time. We miss you both in the neighborhood and our visits with you in the office since you moved away. It would be nice to get together sometime after all that surrounds such a loss of a loved one. Sincerely,David and Linda Edwards
09/03/2024
Tom Campbell
Teresa I am so sorry to hear of Steve passing. My heart and prayers are with you at this very sad time.
09/03/2024
Betty and Woody Hathaway
Teresa, Betty and I are so sorry for your loss. You and your family are in your thoughts and prayers.
09/03/2024
Marilyn Worthington
Dear Teresa,I just learned of Steve's passing. Please accept my sincere sympathy. Steve was a great guy and a perfect match for you. May you find peace and comfort in your memories, dear friend. Love and thoughts,Marilyn
09/03/2024
Gary & Terri Astorino & Family
Teresa:We were so sorry to hear of Steve's passing. My mother (Aunt Teresa) had a special bond with "Stevie" and always talked fondly about him. I know that your wedding anniversary was my Mom & Dad's and you 4 always had that connection. I will never forget the special song tribute he sang for my mother at their 40th celebration. She was so touched. Although I did not see you guys often, there was something special about him .... and I am sure many saw that. You have our deepest sympathies.Gary & Terri Astorino & Family
09/03/2024
Joe Hammer
I am so sorry to *just now* hear of Steve's passing. My deepest condolences. He was a great man with a joyous laugh I always will remember... and a fabulous addition to the bands!
09/03/2024
Teresa Gagliardi
Toni,Thank you. Hope you are doing well,Teresa
09/03/2024
Teresa
Kathy,Thank you for your condolences. I will miss Steve with all my heart and soul.FondlyTeresa
09/03/2024
Teresa Gagliardi
Jo AnnThank you for your comforting words. Yes we had a good life together and he was behind everything I ever accomplished. This is hard but Steve is at peace. Hope all is well with you and Randy.My best to you Teresa
09/03/2024
RICHARD AND MARY CHIPPS / AND DRT MARLENE AELING
09/03/2024
Teresa
Maureen,Thank you for the condolences. I have a lot of wonderful memories with my husband.Fondly,Teresa
09/03/2024
Teresa
Sandie,Thank you for the lovely tribute. It was also so nice that you and Peaches came to the showing. I have a lot of fond memories of being at the lake with your family. I think that is why I love my place here so much. Hope to see you and your mom soo.FondlyTeresa
09/03/2024
Teresa
Sherry and Jerry,Thank you for the condolences. It is a difficult time but Steve is at peace. Thinking fondly of all the family memories.Take care,Teresa
09/03/2024
Teresa
Mark and Debbie,Thank you for your condolences. Steve will be missed as he was my heart and soul.Hope you are both well.FondlyTeresa
09/03/2024
Teresa
Kevin,Thank you for your condolences and kindness. Steve will be missed.Fondly,Teresa
09/03/2024
Teresa
Brian,Thank you for your kind words about Steve. He liked giving words of wisdom to those just coming into the business. He also liked hearing about what you were doing with your life. I am sure he was proud of you. FondlyTeresa
09/03/2024
Teresa
Thank you for your sympathy. It means a lot.Teresa
09/03/2024
Teresa
Linda and Dave,Thank you for the condolences. We missed the old neighborhood and those we knew there. Our life at the lake was good. It would be nice to catch up after the things settle,Peace and regards,Teresa
09/03/2024
Teresa
Tom, Thank you for the condolences. I had no way to contact you to let you know. We had a lot of good times together. I will miss Steve terribly but he is at peace. Hope all is well with you.Teresa
09/03/2024
Teresa
Woody and Betty,Thank you for your condolences. Its pretty hard right now and I miss him dearly. Hope all is well your way.Teresa
09/03/2024
Teresa
Marilyn,Thank you for your condolences. He was my perfect match. We celebrated our 38th and looked at all the pictures. We all looked so young then. Life sure throws one a curve ball every now and then. I miss him with all my heart and soul, but he is at peace.Love to you and TerryTeresa
09/03/2024
Mark V Bonito
Sympathy
09/03/2024
Expression of Sympathy
A "Memories" 30 Inch Wind Chime was ordered on July 11, 2016
09/03/2024
THE YACOS'
09/03/2024
Toni Merrill
Teresa, I'm so sorry for your loss. My heart and prayers are with you.Toni
09/03/2024
Kathy Lemasters
Teresa, I am so sorry about your loss. Please know that I am keeping you in my prayers.
09/03/2024
Mike Berarducci
Deepest sympathies to Steve's family and friends
09/03/2024
JoAnn &Randy Edgar
09/03/2024
JoAnn Campana Edgar
My dear friend Teresa, Oh how sorry I am for the loss of your lifetime soul partner , and love of your life . Now he will forever be your Angel ,and infinitely be with you in spirit . I pray you find peace in the many lifetime memories you shared.I can't express the sorrow I am feeling or you. I will pray that God is with you and gets you through this terrible time .My memories of Steve are nothing short of wonderful . I am sure he loved and adored you more and more each day for the last 40 years, and right up to his last breath . You two were truly a match made in Heaven. May God's peace be with you.Your friend, JoAnn
09/03/2024
melissa chmelovski
09/03/2024
melissa ken and brittany
Aunt Theresa.we are very sorry for you're loss our prayers and thoughts are with you and you're family at this time of need ......we love you ...RIP uncle steve
09/03/2024
Cindy Kocher
09/03/2024
David & Denise
09/03/2024
Cathy Emeterio
Teresa: I am so sorry for your loss. My prayers are with you... Cathy
09/03/2024
Maureen Gillespie Lovell
Teresa and family,My very deepest sympathy on Steve's passing. May you find peace in the wonderful memories left behind.Blessings,Maureen
09/03/2024
Expression of Sympathy
A "Memories" 30 Inch Wind Chime was ordered on July 10, 2016
09/03/2024
sandie riches and peaches leas
09/03/2024
sandie richey
dear Teresa, I was so sorry to read this today in the paper, I knew steve for many years when he played in the band. and you I have I have known forever. I know how happy and blessed you both were and I know you have so many cherished memories to always keep. god has gained another angel to watch over you and I know him and red are now together watching over all of you. I send all my love and more. and know that you are in my prayers. love you much SANDIE
09/03/2024
Sherry and Jerry carmella
Dear Teresa, we are so sorry for your loss. Steve was a great guy. Our love and prayers for you during this difficult time. cherish all the happy memories. Love, Sherry and Jerry Carmella
09/03/2024
Mark and Debbie Cipoletti
Teresa,So sorry to hear of Steve's passing. He was such a great man, and will be deeply missed. Our thoughts and prayers are with you.
09/03/2024
Expression of Sympathy
A "There is a season" 30 inch Wind Chime was sent on July 10, 2016
Dearly loved and sadly missed.
09/03/2024
Cindy laman hudok
Babe, my deepest condolences to you and Steve's family. I have great memories from his band days! I know he will be missed.
09/03/2024
Kevin Pestian
Teresa So sorry to hear about the passing of your husband. Please accept my sincere and most heartfelt condolences. My thoughts and prayers are with you and the rest of your family. Kevin
09/03/2024
Kris and Lee
09/03/2024
Expression of Sympathy
A SOPHISTICATION WILLOW BASKET SPRAY was sent on July 11, 2016
Our thoughts are with you and your family. The staff at Vibrant Living
09/03/2024
Expression of Sympathy
A "Memories" 30 Inch Wind Chime was ordered on July 11, 2016
09/03/2024
Brian Scurti
Mrs. Gagliardi, I am so sorry for your loss and you are all in my prayers. Mr. Gagliardi was such a great man and was always a role model for me when I worked for him in the summers while home from college at Advance Financial. He gave me my first job out of college and I cannot begin tell you how grateful and how many things he taught me about the business world and how to be a great leader, person and businessman! I would not be where I am today in my career if it weren't for him.
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